Compulsory monthly savings is a plan where members contribute a set amount each month, which ensures steady growth of savings over time, thereby increasing the financial strength of the members.
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Voluntary Savings allows members to deposit money with complete control, allowing immediate access unless pledged as collateral for a loan.
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Women and Youth Savings provides low-interest loans to women and youth to support them in business, education, and skills development, fostering financial independence.
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A fixed-term deposit is a safe savings option suitable for those looking for stable growth, earning higher interest than traditional accounts, where money is held for a specific period of time.
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Savings include daily deposits into a household savings box, with the total transferred to the cooperative every month for safekeeping, which fosters regular savings habits.
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Interest-free savings are a method in which individuals save without earning interest, following Islamic principles of equity, risk sharing, and avoiding usury.
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